Cookie Policy

Last updated: February 2025

At minovarlex, we believe in clear communication about how we collect and use information when you visit minovarlex.com. This policy explains the tracking technologies we use—what they do, why they matter, and how you can manage them. Think of this as your guide to what happens behind the scenes when you're using our annual budgeting tools.

What Are Cookies and Tracking Technologies?

Cookies are small text files that get stored on your device when you visit websites. They're not programs and can't run code—they're more like digital sticky notes that help websites remember who you are between visits.

We also use similar technologies like web beacons, pixels, and local storage. Each serves a specific purpose, from keeping you logged in to understanding which features actually help you plan your budget better.

Types of Tracking We Use

Essential Cookies

These keep the site working. When you log into your minovarlex account or save budget preferences, essential cookies remember those choices as you move between pages. Without them, you'd have to re-enter information constantly—which nobody wants.

Functional Tracking

These remember your preferences and personalization choices. If you've customized your dashboard layout or set your preferred currency display, functional cookies save those settings so you don't have to reconfigure everything each visit.

Analytical Tools

We use analytics to understand how people actually use our budgeting platform. Which features get ignored? Where do users get stuck? This data helps us build better tools. We aggregate this information—we're looking at patterns, not spying on individuals.

Marketing Pixels

These help us understand which marketing efforts bring people to minovarlex. If you saw an ad about budget planning and later signed up, marketing cookies help us connect those dots. We use this to focus our resources on what actually works for Australian households.

How Tracking Improves Your Experience

Personalized Budget Insights

When you use our annual budgeting tools regularly, cookies help us recognize returning users and provide tailored recommendations. If you're consistently tracking housing expenses, for instance, we might suggest relevant Australian property tax calculators or utility comparison tools.

Performance Optimization

Analytics show us which features load slowly or cause confusion. Last year, our tracking revealed that mobile users struggled with our expense categorization interface. We redesigned it based on that data—something we couldn't have done without understanding actual usage patterns.

Security Monitoring

Certain tracking technologies help us detect unusual activity that might indicate unauthorized access attempts. If someone tries logging into your account from three different countries within an hour, our systems flag that—and cookies play a role in that security layer.

Managing Your Cookie Preferences

You're in control. Here's how to adjust what tracking technologies you're comfortable with.

Browser Settings: All modern browsers let you block or delete cookies. The exact steps vary, but you'll typically find these options under Privacy or Security settings. Keep in mind that blocking all cookies will affect how minovarlex.com functions.

Selective Control: Most browsers allow you to block third-party cookies while keeping first-party ones active. This blocks external advertisers while letting minovarlex's essential features work normally—a good middle ground for many users.

Account Preferences: When logged into minovarlex, you can adjust tracking preferences through your account settings. Navigate to Privacy Controls to customize which optional tracking technologies you permit.

Browser-Specific Resources

Chrome Instructions Firefox Guide Safari Settings Edge Documentation

Data Retention and Storage

How Long We Keep Cookie Data

Different cookies have different lifespans based on their purpose:

  • Session cookies expire when you close your browser—they're temporary by design
  • Authentication cookies typically last 30 days, then require re-login for security
  • Preference cookies can persist for up to 12 months so your settings remain consistent
  • Analytics cookies generally expire after 24 months, as older behavioral data becomes less relevant

We don't keep tracking data indefinitely. Once it's served its purpose—whether that's maintaining your session or helping us improve the platform—we delete it according to the timelines above.

Third-Party Services

Some features on minovarlex.com use services from other companies, and those services may set their own cookies. For example, if we embed a financial calculator from a partner institution, that tool might use its own tracking.

We choose third-party services carefully and review their privacy practices. But once you interact with embedded content, you're also subject to that company's policies—something worth keeping in mind as you navigate the site.

Updates to This Policy

We update this policy when we change how we use tracking technologies or when regulations evolve. The "last updated" date at the top tells you when we made the most recent revisions.

Significant changes get announced through email notifications to registered users. We won't make major alterations without giving you a heads up and a chance to review the new terms.

Questions About Our Cookie Policy?

We're happy to explain anything that's unclear. Reach out to our team:

Email: info@minovarlex.com

Phone: +61 2 9264 2223

Address: 176 Currie St, Warnbro WA 6169, Australia